CommercialPrograms

UCA General Insurance Services offers a wide selection of products to meet all of your client’s insurance needs. Our preferred programs provide your insureds with the coverage that they require for peace of mind at a competitive price.

UCA General’s experienced underwriters and staff are available to explain the requirements of these programs and to provide quotes within 24 business hours to maintain UCA’s motto, “Service is our Strength!™”

In the case that a risk is not a good fit for UCA’s Preferred Program Guidelines, we will offer an in-house alternative quote through our sister company - Pacific Excess, which has access to many additional Standard and E&S Markets for risks that require that little bit of extra attention.

  • EZ Eatery Restaurant Package Program
     
    This program is for fast/casual establishments with a small customer area and minimal or no cooking; i.e.: tea & coffee, juice & smoothie, frozen yogurt/ice cream, delicatessens & sandwich shops and/or other non-alcoholic drink and snack shops or similar.
  • Hi-Value Restaurant Program
     
    This is a program for the newer, high quality restaurant accounts with property values of over $800,000.
  • Preferred Restaurant Program
     
    This is a program for the newer, high quality restaurant accounts with property values of under $800,000.
  • Preferred Donut Shop/Bakery Program
     
    This program serves donut shops and bakeries.
  • Preferred Pizza Parlor Program
     
    (hired and non-owned auto is not available for this program.)
  • Preferred Restaurant w/ Entertainment Program
     
    This is a program for the newer, high quality restaurant accounts that may have greater than usual entertainment exposures, but the main focus of the risk is still food sales.
  • Wine Bar Program
     
    This Program is designed for new, high quality wine bars serving high end wine and a light menu. Wine bar program not available in AZ, OR or WA.   Click here for our Wine Bar Program Application
  • Preferred Franchise Hotel/Motel Program 
    This program is designed for franchise hotels and motels. Underwriting requirements emphasize new, low rise properties with high levels of guest security.
  • Preferred Hotel/Motel Program
    This program is designed for independently owned boutique hotels and motels. Underwriting requirements emphasize new, low rise properties with high levels of guest security.
  • Standard Hotel/Motel Program 
    This program is designed for the quality hotel and motel and varies from the preferred program underwriting in that it allows buildings over 25 years of age (with updates) and kitchenette units.
  • Supplemental Questionnaire 
    Click Here for our Supplemental Questionnaire.
  • Apartment Program 
    Click Here for our Apartment Program Application. 
  • Distributor Mercantile Program 
    Click Here for our Distributor Mercantile Program Application. 
  • Office Package Program 
    Click Here for our Office Package Program Application. 
  • L.R.O. Program 
    Click Here for our Commercial LRO Application 
    This package program is designed for office Lessors Risk exposures.
  • Preferred Grocery Store Program 
    Click Here for our Grocery Store Program Application 
    This program is designed for modern, small to medium sized food stores and neighborhood markets. This program is not intended for liquor stores.
  • Preferred Shopping Center Program 
    Click Here for our Shopping Center Program Application 
    This program is designed for the modern strip shopping center.
  • Dry Cleaners Program 
    (Dry Cleaners Program application coming soon.)
    This program applies to risks engaged in dry cleaning or dyeing apparel and household fabrics other than rugs, fur or leather goods. This classification includes: Laundry and dry-cleaning stores and laundry and dry-cleaning receiving stations.
  • Convenience Store (Mini Mart) with Gas Program 
    Click Here for our C-Store Program Application
    Click Here for our Propane Supplemental Form
    This program is designed for new, high quality convenience stores with gas and rated on # of pumps. Risks with car wash are acceptable.

NEW: Essential EPLI for California Businesses – Click here for more info

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35

Years of Service

7

States - Presence

105000

+ Policy Holders